1. Introduction

Welcome to Cost of Living. These terms and conditions outline the rules and regulations for the use of our website.

By accessing this website, we assume you accept these terms and conditions in full. Do not continue to use Cost of Living if you do not accept all of the terms and conditions stated on this page.

2. License to Use

Unless otherwise stated, Cost of Living and/or its licensors own the intellectual property rights for all material on this website. All intellectual property rights are reserved.

You may view and/or print pages from https://costoflivingcrisis.org for your own personal use subject to restrictions set in these terms and conditions.

You must not:

• Republish material from this website
• Sell, rent or sub-license material from this website
• Reproduce, duplicate or copy material from this website
• Redistribute content from Cost of Living (unless content is specifically made for redistribution)

3. User Content

In these terms and conditions, "User Content" means material (including without limitation text, images, audio material, video material and audio-visual material) that you submit to this website, for whatever purpose.

You grant to Cost of Living a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute your User Content in any existing or future media. You also grant to Cost of Living the right to sub-license these rights, and the right to bring an action for infringement of these rights.

Your User Content must not be illegal or unlawful, must not infringe any third party's legal rights, and must not be capable of giving rise to legal action whether against you or Cost of Living or a third party.

4. No Warranties

This website is provided "as is," with all faults, and Cost of Living makes no express or implied representations or warranties, of any kind related to this website or the materials contained on this website.

5. Limitation of Liability

In no event shall Cost of Living, nor any of its officers, directors and employees, be liable for anything arising out of or in any way connected with your use of this website.

6. Indemnification

You hereby indemnify to the fullest extent Cost of Living from and against any and all liabilities, costs, demands, causes of action, damages and expenses (including reasonable attorney's fees) arising out of or in any way related to your breach of any of the provisions of these terms.

7. Severability

If any provision of these terms is found to be unenforceable or invalid under any applicable law, such unenforceability or invalidity shall not render these terms unenforceable or invalid as a whole, and such provisions shall be deleted without affecting the remaining provisions herein.

8. Variation of Terms

Cost of Living is permitted to revise these terms at any time as it sees fit, and by using this website you are expected to review these terms regularly to ensure you understand all terms and conditions governing use of this website.

9. Governing Law & Jurisdiction

These terms will be governed by and construed in accordance with the laws of Ireland, and you submit to the non-exclusive jurisdiction of the courts located in Ireland for the resolution of any disputes.