New York financial district and housing market in 2025
AMERICA'S AFFORDABILITY CRISIS 2025Updated March 2025

America's Housing Affordability & Cost of Living Challenge

Comprehensive analysis of why American families are struggling with record housing costs, inflation, and wage stagnation in 2025.

74%

Increase in average home prices since 2015

41%

Of American households now rent vs. own

$22K

Extra annual income needed to maintain 2015 purchasing power

7.8×

Median home price to median income ratio in major metro areas

The Reality of Wealth Inequality in Ireland

While statistics show growing inequality, its real impact is felt in everyday life. Explore how economic disparities affect Irish families across different income groups.

What does wealth inequality mean for someone earning:
€60,000
€20k€200k+

How Different Income Groups Spend Their Money

Select an income group below to see how their budget breaks down across essentials and discretionary spending.

Budget Breakdown

Selected Expense Comparison

Key Insight:

Low-income families in Ireland spend more than half their income on housing alone, leaving little room for savings or discretionary spending. This severely limits economic mobility and makes it nearly impossible to build wealth over time.

Source: Analysis based on Central Statistics Office data, Irish Revenue data, ESRI economic reports, and Central Bank of Ireland surveys (2020-2025).

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Household Cost Comparison (2023)

Source: Source: U.S. Bureau of Labor Statistics, 2023

Disclaimer:

Analysis and insights provided are for educational and informational purposes only and should not be considered financial advice.