The UK's Deepening Housing Crisis & Cost of Living Emergency
Data-backed analysis on why British households are facing unprecedented financial pressure in 2025, and what can be done about it.
2.7×
Faster house price growth than incomes since 2015
44.5%
Of income spent on rent by London tenants
8.6×
Average house price to annual income ratio
48%
Of UK millennials cannot afford to buy a home
The Reality of Wealth Inequality in the UK
While statistics show growing inequality, its real impact is felt in everyday life. Explore how economic disparities affect British families across different income groups.
How Different Income Groups Spend Their Money
Select an income group below to see how their budget breaks down across essentials and discretionary spending.
Budget Breakdown
Selected Expense Comparison
Key Insight:
Low-income families in the UK spend more than half their income on housing alone, leaving little room for savings or discretionary spending. This severely limits economic mobility and makes it nearly impossible to build wealth over time.
Source: Analysis based on Office for National Statistics (ONS) data, HM Revenue & Customs data, Resolution Foundation reports, and UK Household Longitudinal Study (2020-2025).
The Growing Affordability Gap in the United Kingdom
Cost of Living vs. Wage Growth in the UK (2015-2025)
An analysis of the disparity between housing costs, essential living expenses, and average wages in the UK over the past decade.
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Disclaimer:
Analysis and insights provided are for educational and informational purposes only and should not be considered financial advice.